Mortgage Blogs

Stay up to date with the recent industry news and mortgage trends.

Still Waiting for 1% Mortgage Rates? Here’s Why They’re Not Coming Back

Ultra-low mortgage rates aren’t coming back — 4–6% is the new normal. Alberta still offers great opportunities to buy, invest, and renew smartly, so focus on the right mortgage strategy, not just the ... ...more

Broker Blogs

September 01, 2025•2 min read

When Parents Can’t Gift a Down Payment, a Family Loan Could Be the Key

In Alberta’s affordable market, a family loan can be a smart alternative when parents can’t gift a down payment. With clear terms and lender approval, it lets parents keep their capital while helping ... ...more

Broker Blogs

August 15, 2025•4 min read

Do You Really Need a Home Appraisal in Alberta? Sometimes Yes. Here’s When and Why

If you're buying, refinancing, or purchasing privately, an appraisal might be required. This quick guide explains when it’s needed, who pays, and what to expect—so you’re prepared every step of the wa... ...more

Broker Blogs

August 01, 2025•4 min read

Turning Mortgages into Wealth-Building Tools in Alberta

Turn your mortgage into a wealth-building tool. Save on taxes, grow your portfolio, and invest smarter with Merge Mortgage Group. Let’s build your strategy today. ...more

Broker Blogs

July 15, 2025•2 min read

Financial Freedom: How The Rich Get Richer

Explore the strategies and insights behind the wealth accumulation of the affluent, uncovering the secrets of how the rich continually grow their fortunes. ...more

Broker Blogs

June 11, 2024•4 min read

5 Tips to Get Pre-Approved for a Higher Loan Amount

Getting pre-approved is a crucial first step when buying a home. It tells you how much you can spend on a home between your down payment and the approved loan amount. Sometimes, though, the pre-approv... ...more

Broker Blogs

June 11, 2024•3 min read

Good Debt vs. Bad Debt

Debt is a financial tool that allows individuals and businesses to borrow money to achieve their financial goals. However, not all debt is created equal. Some debt can be considered "good debt," while... ...more

Broker Blogs

June 11, 2024•4 min read

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