Mortgage Blogs

Stay up to date with the recent industry news and mortgage trends.

Renewing a 2021 Mortgage? Alberta Owners Are Rethinking Strategy

Homeowners who secured ultra low rates in 2021 are now facing higher payments in 2026. While renewals may feel stressful, they also create opportunity. Reviewing your options early can help you restru... ...more

Broker Blogs

March 01, 2026•3 min read

The Best Mortgage Strategy for Alberta Buyers in 2026

Buying in Alberta in 2026? With strong job growth, lower home prices, and expanding communities, buyers have real opportunity — but choosing between fixed and variable remains a critical decision. Her... ...more

Broker Blogs

February 15, 2026•3 min read

Canada’s 2026 Housing Market Gains Momentum: What Buyers Should Know

Canada’s 2026 housing outlook is turning more optimistic, and Alberta is emerging as a standout. With stronger buyer demand, expanding inventory, and continued affordability, the year ahead may presen... ...more

Broker Blogs

February 02, 2026•2 min read

Bank of Canada Held Rates. Why That’s Big for Alberta Buyers in 2026

The Bank of Canada’s decision to hold interest rates in 2026 creates a key opportunity for Alberta homebuyers, investors, and those relocating from BC or Ontario. Learn how rate stability can support ... ...more

Broker Blogs

January 15, 2026•3 min read

Should I Sell My Home in 2026? Alberta’s Housing Market Explained

Alberta’s housing market is moving from rapid growth to balance, not decline. While price increases have cooled, strong fundamentals like migration, jobs, and affordability remain. For homeowners cons... ...more

Broker Blogs

January 01, 2026•5 min read

What Are the Best Mortgage Renewal Rates Available in Canada?

Many Alberta homeowners automatically sign their mortgage renewal without comparing options, assuming their lender’s offer is competitive. But Alberta has some of the most flexible and competitive ren... ...more

Broker Blogs

December 15, 2025•4 min read

The Alberta Shift: Why Thousands of Canadians Are Relocating and What It Really Means for Homebuyers

Alberta is drawing Canadians with lower housing costs, more space, and a better quality of life. Merge Mortgage Group makes the move easier by helping newcomers navigate the mortgage process with conf... ...more

Broker Blogs

December 02, 2025•5 min read

Why Now Is the Best Time to Move to Alberta: Job Growth, Affordable Homes and Low Taxes

Thinking of moving to Alberta? With booming job opportunities, more affordable housing, and lower taxes, 2026 could be the perfect time to make the move. From career growth to family-friendly communit... ...more

Broker Blogs

November 15, 2025•4 min read

The Missing Middle Gap: How Alberta’s Housing Surge Is Changing Canada

Alberta is leading Canada’s housing shift with affordable “Missing Middle” homes and strong job growth. See why more Canadians are moving west for better value and opportunity. ...more

Broker Blogs

November 01, 2025•3 min read

Alberta 2026: From Boom to Balance

Alberta’s real estate market in 2026 is shifting from rapid growth to balance and opportunity. With record oil production, steady GDP growth, and stabilizing home prices, homeowners, buyers, and inves... ...more

Broker Blogs

October 14, 2025•4 min read

Why a Cooling Market Could Be Your Best Chance to Buy

Canada’s housing market is slowing, giving buyers more negotiating power. Alberta stands out for affordability, steady demand, and relocator interest. Get pre-approved, stay flexible on location, and ... ...more

Broker Blogs

October 01, 2025•4 min read

Still Waiting for 1% Mortgage Rates? Here’s Why They’re Not Coming Back

Ultra-low mortgage rates aren’t coming back — 4–6% is the new normal. Alberta still offers great opportunities to buy, invest, and renew smartly, so focus on the right mortgage strategy, not just the ... ...more

Broker Blogs

September 01, 2025•2 min read

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