Mortgage Blogs

Stay up to date with the recent industry news and mortgage trends.

Why 48 Percent Of First Time Buyers Are Skipping The Bank

Why 48 Percent Of First Time Buyers Are Skipping The Bank

Alberta is booming, and 48% of home buyers are choosing independent brokers over traditional banks. Discover how custom mortgage strategies, down payment tools, and debt consolidation can help you nav... ...more

Broker Blogs

August 01, 20266 min read

Why the July 15 Bank of Canada Rate Hold Means It is Time to Make Your Move to Alberta

Why the July 15 Bank of Canada Rate Hold Means It is Time to Make Your Move to Alberta

With the Bank of Canada holding rates at 2.25%, waiting is a losing game. Smart buyers are leaving high-cost coastal markets for Alberta's affordable housing, lower taxes, and strong job growth. Make ... ...more

Broker Blogs

July 15, 20264 min read

Why Alberta's Fast Building Timelines Are Winning the Canadian Real Estate Race

Why Alberta's Fast Building Timelines Are Winning the Canadian Real Estate Race

Alberta is leading Canada with faster home construction, lower housing costs, and growing communities. Discover why homebuyers, investors, and newcomers are choosing Alberta for new builds, relocation... ...more

Broker Blogs

July 01, 20265 min read

Why Real Estate Investors Are Moving Beyond Major Hubs

Why Real Estate Investors Are Moving Beyond Major Hubs

Canada's real estate market is shifting toward Alberta's secondary markets. Learn why Red Deer, Lethbridge, Medicine Hat, and Grande Prairie are attracting investors with lower entry costs, stronger c... ...more

Broker Blogs

June 15, 20264 min read

Are Home Values Dropping? Why the Latest National Housing Data Points Directly to Alberta

Are Home Values Dropping? Why the Latest National Housing Data Points Directly to Alberta

Canada’s latest CMHC Mortgage Consumer Survey shows homebuyers becoming more cautious, but Alberta continues to stand out as one of the country’s strongest real estate markets. With lower housing cost... ...more

Broker Blogs

June 01, 20263 min read

Alberta vs. The World: Why 2026 is the Year of the Move

Alberta vs. The World: Why 2026 is the Year of the Move

Alberta is seeing a major 2026 migration shift as BC & Ontario residents move for affordability, strong job growth, and lower taxes. With rising demand in Calgary, Edmonton, and secondary markets, Alb... ...more

Broker Blogs

May 15, 20263 min read

Oil up. Rates up? Not always.

Oil up. Rates up? Not always.

Oil no longer directly dictates Alberta mortgage rates. Instead it influences inflation and bond markets which then shape fixed and variable rates in different ways breaking the old link between oil a... ...more

Broker Blogs

April 27, 20264 min read

Stay Put or Move Up? Your Alberta Spring Renovation Guide

Stay Put or Move Up? Your Alberta Spring Renovation Guide

Many Alberta homeowners are choosing between moving or renovating as home equity continues to grow. This guide explains how a HELOC can help fund major upgrades—like secondary suites—so you can stay, ... ...more

Broker Blogs

April 15, 20262 min read

Global War Pressure and Alberta Mortgage Rates

Global War Pressure and Alberta Mortgage Rates

Global conflict is driving energy volatility and pushing bond yields higher, impacting mortgage costs across Canada. While the Bank of Canada holds steady, Alberta remains a strategic destination for ... ...more

Broker Blogs

April 01, 20265 min read

Canada Needs More Homes. Alberta Might Be the Opportunity

Canada Needs More Homes. Alberta Might Be the Opportunity

Canada’s housing shortage is driving affordability challenges nationwide, but Alberta is emerging as a standout market with faster homebuilding, lower costs, and growing opportunities. The latest CMHC... ...more

Broker Blogs

March 15, 20263 min read

Renewing a 2021 Mortgage? Alberta Owners Are Rethinking Strategy

Renewing a 2021 Mortgage? Alberta Owners Are Rethinking Strategy

Homeowners who secured ultra low rates in 2021 are now facing higher payments in 2026. While renewals may feel stressful, they also create opportunity. Reviewing your options early can help you restru... ...more

Broker Blogs

March 01, 20263 min read

The Best Mortgage Strategy for Alberta Buyers in 2026

The Best Mortgage Strategy for Alberta Buyers in 2026

Buying in Alberta in 2026? With strong job growth, lower home prices, and expanding communities, buyers have real opportunity — but choosing between fixed and variable remains a critical decision. Her... ...more

Broker Blogs

February 15, 20263 min read

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Kristen Young | Mortgage Broker

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